What the Forex Market Is

Currency Pairs Explained

Base, quote, majors, crosses and exotics — and how to read any pair on sight.

beginner · 4 min read · 10 XP

Every price you will ever look at in forex is a pair. This lesson makes the notation second nature: which currency is which, what the number means, and how the main pair categories differ in cost and behaviour.

Base and quote

A pair is written as two currency codes, sometimes with a slash: EUR/USD, GBP/JPY, AUDUSD.

  • The first currency is the base currency.
  • The second is the quote currency.

The number tells you how many units of the quote currency one unit of the base currency is worth.

So if EUR/USD is quoted at 1.0850, one euro buys 1.0850 US dollars. If GBP/JPY is 189.40, one pound buys 189.40 Japanese yen.

The sentence worth memorising

"One unit of the base, priced in the quote." Every other confusion about direction dissolves once that is automatic.

From that single sentence everything else follows:

  • Price rises → the base has strengthened relative to the quote.
  • Price falls → the base has weakened relative to the quote.
  • Buying the pair → buying the base, selling the quote.
  • Selling the pair → selling the base, buying the quote.
Quick check: USD/CHF falls from 0.9100 to 0.9000. What happened?

The dollar (base) weakened against the Swiss franc (quote). One dollar now buys fewer francs. If you had sold USD/CHF you would be in profit, because you sold dollars and bought francs before the franc appreciated.

The three categories

Majors are the seven pairs that include the US dollar and one other heavily traded currency:

Pair Nickname Currencies
EUR/USD Fiber Euro / US dollar
USD/JPY Gopher US dollar / Japanese yen
GBP/USD Cable British pound / US dollar
USD/CHF Swissy US dollar / Swiss franc
AUD/USD Aussie Australian dollar / US dollar
USD/CAD Loonie US dollar / Canadian dollar
NZD/USD Kiwi New Zealand dollar / US dollar

These carry the deepest liquidity and the tightest spreads. EUR/USD alone is roughly a fifth of all forex volume. If you are learning, trade these.

Crosses are pairs without the US dollar: EUR/GBP, AUD/JPY, EUR/CHF, GBP/AUD. They are perfectly tradeable, but spreads are wider and moves can be larger, because a cross effectively combines two dollar pairs. GBP/JPY has a long-standing reputation for volatility for exactly this reason.

Exotics pair a major currency with a smaller or emerging-market economy: USD/TRY, USD/ZAR, USD/MXN, EUR/PLN. Wide spreads, thin liquidity, sharp gaps, and vulnerability to political events that are hard to anticipate from outside the country. Interesting to watch; a poor place to learn.

GBP/JPY — a cross with a well-earned reputation for volatility

Why the category changes your risk

The category is not trivia — it changes the arithmetic of a trade.

A 20-pip stop on EUR/USD might cost you 0.6 pips in spread. The same stop on an exotic might cost 15 pips in spread before the trade has done anything. The trade needs to move meaningfully further just to break even, and that shifts your expectancy before you have taken a single view on direction.

A common beginner trap

"I'll trade the exotic because it moves more." Larger moves are not free. They come with wider spreads, worse fills, larger overnight swap charges and a greater chance of a gap through your stop. Movement you cannot afford to sit through is not opportunity.

Reading a quote in practice

A broker shows two prices, not one:

EUR/USD   1.08472 / 1.08484
             bid       ask
  • The bid is where the market will buy from you — the price you get when you sell.
  • The ask is where the market will sell to you — the price you pay when you buy.

The gap between them is the spread, here 1.2 pipettes, or 0.12 of a pip. You always cross that gap on entry, which is why every position starts marginally negative.

Which pair would you pick to learn on?

Interactive exercise — enable JavaScript to try it.

What to remember

  • A pair is "one unit of the base, priced in the quote". Everything about direction follows from that sentence.
  • Majors include the US dollar and have the tightest spreads; crosses exclude it; exotics pair a major with a smaller economy.
  • The category changes your costs, not just your excitement — spread and gap risk scale up quickly.
  • Quotes are two-sided: you sell at the bid and buy at the ask, and you always cross the spread on entry.

A currency pair prices one unit of the base currency in the quote currency. Majors are the dollar pairs with the deepest liquidity and tightest spreads, crosses exclude the dollar, and exotics carry costs that can quietly dominate a small trade. Quotes are always two-sided — bid to sell, ask to buy.

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